Monday, February 17, 2020

Monogamous Sexual Inercourse Essay Example | Topics and Well Written Essays - 500 words

Monogamous Sexual Inercourse - Essay Example She also asked if they ever thought about marrying a virgin and they all said no. This writer thinks we have a new era where commitments are temporary, which is a bit of an oxymoron. If you marry and a relationship does not work you change to a new commitment. Some do it in through marriages some do not bother to marry. This is creating multiple problems in our society. Nine out of ten people polled by UNICEF believe the social fabric of our culture is under threat because of family breakdown. This article says much of the break down is to be blamed on the high numbers of single parent homes and step families. Since monogamy is not longer expected children do not have the same support base in the family that they had in the past. We see a rise in crime at younger and younger ages. We see more and more children treated for depression an anxiety. Our children no longer know where they belong. It appears that when there is an abandonment of long term commitment sexually there is also no long term commitment to parenting and we see a change in the behavior of children (Daily Mail, 2007). This is of course not good for the children it is also very expensive for our society. The second problem that comes with having multiple sexual partners is the number of Sexually Transmitted Diseases (STD) reported today. The more partners an individual has the more likely they are to contract and STD. The cost of STD treatment including HIV rises every year. In 2006, if all STD numbers were combined it reaches epidemic levels in the United States (Update to CDC’s Sexually Transmitted Diseases Treatment Guidelines). It appears to this writer that multiple sexual partner is not wise from a wellness perspective. We stop smoking because it can cause illness why would we not advocate remaining monogamous to prevent illness? This writer sees the switch to multiple sexual partners and its generally

Monday, February 3, 2020

What factors would lead to a rise in the cost of credit in an economy, Essay

What factors would lead to a rise in the cost of credit in an economy, and in what circumstances - Essay Example The formula, when applied, can show the annual rate of interest to be paid towards exhausting borrowed money. Acceptance of credit is often termed as a source of finance to a business due to the fact that it escalates with business expansion. (Siegel, et al, 1997) A nation’s central bank can determine the cost of credit in an economy by either raising or lowering it. For instance; in 1989 the bank of Japan raised the rates of discount by 0.5% to 4.25%. Once the new rate took effect immediately, it would help in stabilising the economy’s prices by curbing the pressures due to inflation and enhance economic growth. The discount rate is applied by the central bank while charging interests in the bank loans extended to other banks. Therefore, the raising of discount rates would amount to a rise in the cost of credit to the whole economy in entirety. An example to illustrate this instance of Japan is the immediate announcement by big banks in Japan, where they said that they would escalate the prime lending rates for long-term funds to 6.8% from the previous 6.5%. (Reuters, 1989) The apt measurement of the credit cost is the prevailing real interest rates in the economy. Market interest rates have been influenced by the inflationary levels and thus cannot present the true meaning of interest rates in the economy. Thus, it is the rise in the real interest rates in a nation that lead to a rise in the cost of credit in the market. Also according to the center for popular economics, the cost of credit in a country may rise due to an increase in taxes. If the real interest rates in an economy and which are reflected in the GDP deflator rose and the taxation levels did the same, they would have an upward effect on the credit costs. (Center for popular economics, 1896) A country’s economy depends so much upon the amounts of credit held by persons in it. Attitudes of people towards the credit can also change the course of things in the